3 May

Benefits Of Home Ownership

General

Posted by: Tyler Cowle

So, you have decided to utilize your buying power in the Canadian retail market and are looking to purchase a home – congratulations! This is a great step towards ensuring your future. As a potential homeowner, there are some amazing benefits that we think you should be aware of right out of the gate: Homeownership […]

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25 Apr

Why You Need A Home Inspection!

Mortgage Tips

Posted by: Tyler Cowle

Why you need a home inspection. A home inspection isn’t a legal requirement when you buy a home in Canada. Yet, it’s certainly a wise decision for the largest purchase you will likely ever make. Here are five reasons why you should opt for a home inspection when buying a home, even if it is […]

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19 Apr

Process In The Paperwork.

Mortgage Tips

Posted by: Tyler Cowle

Documents Required to Qualify for a Mortgage Mortgages can sometimes feel like endless stacks of paperwork, but being prepared in advance can save you time and stress! Getting your mortgage pre-approved is part of this prep-process, and will make things easy in the long run. In order to get pre-approved, the lender must have taken […]

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14 Apr

Industry Jargon Explained

Mortgage Tips

Posted by: Tyler Cowle

Baffled by some of the phrases realtors and bankers throw at you? Here are some commonly used—but not always understood—words to describe mortgages: Amortization Period This is the number of years it will take to repay the entire mortgage in full and is determined when you are approved. A longer amortization period will result in […]

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8 Apr

Federal Budget 2022 – Economic Insights with Dr. Sherry Cooper

Mortgage Tips

Posted by: Tyler Cowle

  Affordable Housing Is A Key Theme In Federal Budget 2022 Today’s budget announced a $10 billion package of proposals intended to reduce the cost of housing in Canada (see box below). The fundamental problem is insufficient supply to meet the demands of a rapidly growing population base. Thanks to the federal government’s policy to rapidly increase […]

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4 Apr

How to protect yourself from real estate fraud and schemes.

Mortgage Tips

Posted by: Tyler Cowle

As online-based transactions become more prevalent, cybercriminals are finding new and creative ways to steal your money. So, what can you do to make sure you don’t fall prey to these malicious attacks? Here are the most common types of real estate fraud schemes and some ways that you can safeguard yourself. WIRE FRAUD One […]

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29 Mar

Understanding The Mortgage Rate!

General

Posted by: Tyler Cowle

When it comes to mortgages, one of the most important influencers is interest rate but do you know how this rate is determined? It might surprise you to find out that there are 10 major factors that affect the interest you will pay on your home loan! Knowing these factors will not only prepare you […]

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22 Mar

The Credit Challenge

Credit Score

Posted by: Tyler Cowle

The Credit Challenge. For most people, credit score isn’t something you spend much time thinking about. Especially if you are someone who is making good money and paying all your bills on time. When you are in that boat, it feels pretty good! But, when you miss a payment or you struggle to pay all […]

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14 Mar

Mortgage Monday – New To Canada Mortgage!

New To Canada

Posted by: Tyler Cowle

Immigrating to a new country is a big step with many challenges that one must go through before starting their new life there.  For this reason; many Canadian Banks, Lenders and Insurers have introduced New To Canada Mortgage Programs; aimed at assisting new immigrants through the home ownership journey here in Canada! Many of the […]

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10 Mar

Investment Properties!

General

Posted by: Tyler Cowle

So, you are looking to purchase a second property! Congratulations! This is a great opportunity for you to expand your financial portfolio and ensure stability for the future. However, before you launch into this purchase there are a few things you should know, depending on which type of second property you are looking to purchase. […]

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