1 Feb

Staying Out of the Penalty Box!

Refinance

Posted by: Tyler Cowle

When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matters. First and foremost, the most important thing to remember is that a mortgage is a contract. That means that […]

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25 Jan

Renting Vs. Buying: What You Need to Know!.

General

Posted by: Tyler Cowle

When it comes to the Canadian housing market, there are lots of options for where to live! From renting an apartment to owning a single-family home, it all comes down to where you see yourself living and what you can afford! The beauty is, there is no right or wrong answer when it comes to […]

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24 Jan

Improving Your Financial Direction!

Mortgage Tips

Posted by: Tyler Cowle

Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few changes to the way you spend and look at money can make all the difference. It’s never too late to start again and reverse course! Here are a few simple ideas to get you started: […]

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19 Jan

First-Time Home Buyer.

First Time Homebuyer

Posted by: Tyler Cowle

Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up thinking of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom mansion, […]

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14 Jan

Get Your Home Equity Working for You with a Reverse Mortgage.

Mortgage Tips

Posted by: Tyler Cowle

The notion that we should be mortgage-free is a focus many of us strive to achieve the moment we realize the dream of homeownership. But, the fact is, many outstanding expenses and debts could be powered down faster – and more economically – by tapping into your home equity with a CHIP Reverse Mortgage. There’s […]

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11 Jan

How to Save with a Variable Mortgage.

Mortgage Tips

Posted by: Tyler Cowle

When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to variable versus fixed-rate, it is important to understand what these mortgages are based off of. […]

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6 Jan

Accelerated Payments Explained

Mortgage Tips

Posted by: Tyler Cowle

Many mortgage lenders offer prepayment options to clients; which are a very effective way to pay down your mortgage faster and lower your amortization; without incurring a penalty, while saving lots of interest.  Prepayment allowances may be effective; however, they don’t always prove easy once life gets in the way.  Truth is, many people find […]

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5 Jan

Refinancing Your Home.

Mortgage Tips

Posted by: Tyler Cowle

One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until the term is […]

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3 Jan

Find Your Perfect Home Type.

Home Buyer

Posted by: Tyler Cowle

When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types different – and which one […]

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23 Dec

Love Where You Live.

Mortgage Tips

Posted by: Tyler Cowle

Canadians genuinely celebrate livability within their neighborhood when it comes to choosing a property to buy and live in. These are the qualities that give each homeowner the true satisfaction of his/her home. They are generally determined by a delicate balance of available green spaces, arts and culture, public institutions and local small businesses, as […]

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