11 Jan

How to Save with a Variable Mortgage.

Mortgage Tips

Posted by: Tyler Cowle

When it comes to mortgages, the age-old question remains: “Should I go with a variable or fixed-rate?”. To make an informed decision, it is important to look at the type of buyer and the historical trends. When it comes to variable versus fixed-rate, it is important to understand what these mortgages are based off of. […]

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6 Jan

Accelerated Payments Explained

Mortgage Tips

Posted by: Tyler Cowle

Many mortgage lenders offer prepayment options to clients; which are a very effective way to pay down your mortgage faster and lower your amortization; without incurring a penalty, while saving lots of interest.  Prepayment allowances may be effective; however, they don’t always prove easy once life gets in the way.  Truth is, many people find […]

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5 Jan

Refinancing Your Home.

Mortgage Tips

Posted by: Tyler Cowle

One of the best parts about life is that it is ever-changing. This is one of the reasons that mortgages are available on short-term contracts (such as the standard 5-year) so that you can adjust your mortgage over time to best suit your needs. However, in some cases you cannot wait until the term is […]

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3 Jan

Find Your Perfect Home Type.

Home Buyer

Posted by: Tyler Cowle

When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. But, before you start widening your search, let’s take a look at what makes these home types different – and which one […]

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23 Dec

Love Where You Live.

Mortgage Tips

Posted by: Tyler Cowle

Canadians genuinely celebrate livability within their neighborhood when it comes to choosing a property to buy and live in. These are the qualities that give each homeowner the true satisfaction of his/her home. They are generally determined by a delicate balance of available green spaces, arts and culture, public institutions and local small businesses, as […]

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17 Dec

What is Title Insurance and Other Questions Answered!.

Insurance

Posted by: Tyler Cowle

What is Title Insurance and Other Questions Answered!. Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed up the process of closing on your new home, while protecting you and your heirs […]

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15 Dec

Millennials vs Gen X’ers.

First Time Homebuyer

Posted by: Tyler Cowle

Are millennials better or worse off than Gen-Xers at the same age? Millennials are now the largest generation of people in Canada. They’re the most educated and diverse generation, but they face unique challenges… Millennials had higher after-tax household incomes than young Gen-Xers. Median after-tax household income between 25 and 34 years old Millennials in […]

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14 Dec

Your quick guide to your best short-term financing options.

Mortgage Tips

Posted by: Tyler Cowle

Short-term financing – credit or loans that are designed to be paid off in a short period of time – can be a useful financial tool in a variety of different situations, such as: Bridge financing If you’re planning on moving and have found a new home before selling your existing one, you may need […]

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13 Dec

Renewing Your Mortgage.

Lifestyle

Posted by: Tyler Cowle

Did you know? Close to 70 percent of mortgages never make it to the end of their term! This means that, for a variety of reasons, homeowners are ending their mortgages early. However, that still leaves a solid 30 percent of home buyers who keep their mortgage until the term is up and it is […]

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10 Dec

Tis the Season of Staying Motivated.

Lifestyle

Posted by: Tyler Cowle

The winter holiday season is often said to be the most wonderful time of the year. However, it is also one of the busiest and most stressful times of the year. There are increased demands at work or in your business. The holidays tend to be socially demanding too. With all this going on at […]

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