6 Dec

Budgeting for the Holidays.

Mortgage Tips

Posted by: Tyler Cowle

Be mindful with money this season! Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff. ORDER ONLINE Avoid getting stuck in the hustle and bustle of holiday shoppers by ordering gifts online from your laptop or phone. The time you save can be put […]

Read More
1 Dec

Let’s Get House Hunting.

Home Buyer

Posted by: Tyler Cowle

Have you ever checked out an open house in the neighborhood, which you had no intention of buying? Or checking out listings online for your dream home? Of course you have! We’ve all looked at houses for fun, even just to examine the possibilities! In reality though, it can actually be quite stressful when you […]

Read More
16 Nov

The Art of Leveraging.

Mortgage Tips

Posted by: Tyler Cowle

For some people, just owning one property and having a single mortgage is enough to handle. But there may be no better way to grow your net worth than real estate. You might not realize homeownership can be a gateway to owning multiple investment properties. You might be thinking: there’s no way I can turn […]

Read More
15 Nov

What’s Next for your Home After a Separation?.

Mortgage Tips

Posted by: Tyler Cowle

Growing up, most people dream about living a fairytale with a wonderful partner and a life of bliss. Unfortunately, real life is not always a fairytale and not every relationship lasts forever. In fact, latest statistics show that 38 percent of all marriages in Canada end in divorce. Separating, whether through divorce or ending a […]

Read More
1 Nov

Finding Your Financial Freedom.

Mortgage Tips

Posted by: Tyler Cowle

Many Canadians will spend their entire lives without proper financial education. With the help of Enriched Academy, an online financial education platform, Our House Magazine has collected some insight and tips from experts on financial literacy to help Canadians achieve their dreams, from homeownership to a comfy retirement. Money. It’s virtually impossible to get by […]

Read More
7 Oct

Downsizing Your Home.

Downsizing

Posted by: Tyler Cowle

Moving to a larger house is not the only time that things can change with your home and mortgage. Sometimes there comes a point when owning a home becomes a little too much to handle; or maybe you’re an empty-nester and no longer need three extra bedrooms. Whatever the reason, downsizing is a great option […]

Read More
21 Sep

Your Credit Rating: The Four C’s.

Credit Score

Posted by: Tyler Cowle

Buying your first home is an incredible step in life, but it is not without its hurdles! One of which is demonstrating that you are creditworthy, which all comes down to your credit rating. This is how lenders and credit agencies determine the interest rate you pay, or whether you will qualify for a mortgage […]

Read More
20 Sep

Title insurance and Home Insurance: Do Homeowners Need Both?.

Mortgage Tips

Posted by: Tyler Cowle

It’s a common question and one that deserves a little context. Buying a home is an incredibly exciting event for any new homeowner, but with ownership of any property comes the need to protect it from a range of risks. These could include losses or damages to the home and fraudulent attempts to steal, transfer […]

Read More
14 Sep

10 Mortgage Mistakes.

Mortgage Tips

Posted by: Tyler Cowle

Whether it is your first house or you’re moving to a new neighborhood, getting approved for a mortgage is exciting! However, even if you have been approved and are simply waiting to close, there are still some things to keep in mind to ensure your efforts are successful. Many homeowners believe that if you have […]

Read More
8 Sep

How to Teach Your Kids About Money.

Money

Posted by: Tyler Cowle

“You’re teaching them way too young,” joked the man next to me and my three girls at the bank machine; clearly he assumed we were taking out cash, and thought it would be funny to tease me about that. “No, man,” I teased back warmly; “I teach my girls to make deposits.” He laughed, I […]

Read More